SIP – Systematic Investment Plan

There are very few points that everybody in this world agrees upon. And the stock market unpredictability is undoubtedly one of them. Even people with several years of experience are not always able to track the stock market dynamics, thus falling prey to faulty decisions. Watertight stock market investing strategy is something that people consider to be elusive. It is something that can be chased, but probably can never be achieved.

But is it a correct notion? Are things like fate, luck, chance, etc., are the only deciding factors in the stock market investments? Or is there any way to approach the stock market in a speculative manner?

The answer to the above question probably lies in the Systematic Investment Plan or SIP (a.k.a. “Periodic Payment Plan” or “Contractual Plan”).
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Mutual Fund As Your Alternative Investment Portfolio

People always say that investment is a money game with the playing rule of “high risk with high return and low risk with low risk”. You may want to invest in an investment portfolio that is able to give a good return and stock market is always the best choice in term of high return. But you aware that investment in the stock market will cause you to lose all your money as well, because the game rule said “high risk is high return and low risk comes with low return”. Hence, stock game might not suit your risk profile; you may want to look for an alternative that can give comparatively good reward but with much lower risk than stock. If you are categorized in this group, then mutual fund can be your game.

Mutual Fund Is A Risk Sharing Game

A mutual fund is simply a financial medium that allow a group of investors to pool their money together with a predetermined investment objective. The pooled money will manage by a fund manager. The fund manager is a person who is widely expert in stock and bond markets. He/she is responsible to invest the pooled money into specific securities, usually stocks and bonds. When you are buying shares of mutual fund, you will become one of the fund’s shareholders. All the gains and losses will be shared among the fund’s shareholders. Hence, mutual fund is a risk sharing game. Continue reading

Pasar waktu dengan reksa dana Anda

Ketika berinvestasi di obligasi, saham, atau reksa dana, investor memiliki kesempatan untuk meningkatkan tingkat mereka kembali dengan waktu pasar – investasi saat pasar saham naik dan menjual sebelum mereka menurun. Seorang investor yang baik dapat waktu pasar hati-hati, pilih investasi yang baik, atau menggunakan kombinasi keduanya untuk meningkatkan suku bunga nya kembali. Namun, setiap upaya untuk meningkatkan tingkat pengembalian Anda dengan waktu pasar memerlukan risiko yang lebih tinggi. Investor yang secara aktif mencoba ke waktu pasar harus menyadari bahwa kadang-kadang tidak terduga terjadi dan mereka bisa melupakan kehilangan uang atau pengembalian yang sangat baik.

Timing pasar sulit. Untuk menjadi sukses, Anda harus membuat dua keputusan investasi benar: satu untuk menjual dan satu untuk membeli. Jika Anda mendapatkan salah baik dalam jangka pendek Anda beruntung. Selain itu, investor harus menyadari bahwa:
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Kita harus mencatat bahwa investasi ke indeks bukan investasi bebas risiko

Is It True Itu Regular Melakukan Investasi Indeks Hasil Baik Dengan Risiko Rendah?
Ada banyak reksadana dan ETF di pasar. Tapi hanya beberapa melakukan hasil sebagus s & p 500 atau lebih baik. Nah diketahui bahwa s & p 500 melakukan hasil yang baik dalam jangka panjang. Tapi bagaimana kita bisa mengkonversi hasil yang baik ini menjadi uang? Kita bisa membeli saham dana indeks.

Dana Indeks mencari hasil investasi yang sesuai dengan total pengembalian indeks pasar beberapa (misalnya s & p 500). Investasi dalam bentuk dana indeks memberikan kesempatan bahwa hasil dari investasi ini akan dekat dengan hasil indeks.
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In the past week

Being in the environment of Metro Jaya Regional Police Headquarters, does not necessarily guarantee free from theft. Recently, cases of theft of a motorcycle helmet even more widespread in the police office located at Jalan Sudirman, Jakarta.

In the past week, carrying the usual five journalists here covering the loss of the helmet that hung on their bikes. Kompas.com journalists, Ferril Dennys, and Between, Taufik Ridwan, lose the helmet worth Rp350 thousand of their motorcycles parked in front of the Security Intelligence Service, Tuesday, May 25, 2010.
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Venna Melinda Wants Kubu AM Not Solid

Cadre of artists who are also Democrats, Venna Melinda reveals that losing to Andi Mallarangeng (AM) from the prospective chairman of the Democratic party is for the cadre of political learning. The defeat was not factored ketidaksolidan cadres.

“I would rather judge the essence of this great event. I rate this is a great political learning for the cadre of Democrats and the nation,” said Venna Melinda on “Kampoeng AM”, Bandung, West Java, Sunday, May 23, 2010.
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Kubu Vice Chairman Andi Anas Offer Patrons

Anas Urbaningrum be elected Chairman of the Democratic Party for the next five years. Anas faction tried to Andi Mallarangeng by offering the position of Vice Chairman of the Board of Trustees.

“Andi possibility Vice Chairman of the Board of Trustees,” said camp spokesman Anas Urbaningrum, Mustofa hearings, after the elections in the arena of II National Congress Democratic Party, Kota Baru Parahyangan, Bandung, West Java, Sunday, May 23rd, 2010.

Hearings to admit, this strategy is to embrace the two other candidates. Included also for Marzuki Alie. Currently, the position of Chairman of the Board of Trustees was held Susilo Bambang Yudhoyono (SBY).
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Energi Mega Oil Leases bucket Laju

PT Energi Mega Persada Tbk (ENRG), through its subsidiaries, Kangean Energy Indonesia Limited signed the lease of a floating facility, production, storage, and offloading with PT Berlian Laju Tanker Tbk.

“It’s for a four-year contract in the Kangean PSC block,” said Director of Energi Mega Persada Priest P Agustino in Jakarta, Tuesday, May 11th 2010.

The facility, according to him, can accommodate up to 400 thousand oil barrels. While the contract value reached U.S. $ 81 million. Continue reading

countries in the world

The World Bank has since last year ‘in love’ with the Minister of Finance Sri Mulyani. What considerations and ‘charm’ Sri Mulyani to make the World Bank president Robert B Zoellick ask for her hand becomes a very important person in the World Bank.

In the official statement published by the World Bank, Zoellick stressed that the Sri Mulyani has guided economic policy making Indonesia one of the largest country in Southeast Asia, even one of the largest countries in the world.
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